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Every company can underwrite, or examine each applicant, to decide if it wants to insure them. If you have a poor health history, the insurance company may refuse to issue you a policy.

Intermediate Nursing Care is care that is needed for conditions that require daily, but not 24-hour nursing supervision by a registered nurse and is ordered by a physician. Intermediate nursing care is less specialized and requires fewer procedures than skilled care. It is generally needed for a longer period.



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