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Some useful information about insurances, policies and programs:

Mail Order. This insurance is solicited through the mail. The prospective buyer mails the completed application directly to the company. Since the company usually does not have an agent in your home town, you probably will not receive the benefits of an agent’s advice about your insurance problems and questions.

TPD differs from income protection insurance in that the insured person must be permanently disabled for the insurer to pay out, rather than just absent from work for an extended period of time.



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