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A child whose family has a household income up to 200% of the federal poverty level (FPL) is eligible for the U.S. Kid Care (CHIP) Program. For a family of three, this works out to an annual income of up to $34,200 or a gross monthly income of $2,767. Financial eligibility criteria limits are adjusted annually to reflect increases in cost of living.

Insurance companies have in recent years developed products to offer to niche markets, most notably targeting the senior market to address needs of an aging population. Many companies offer policies tailored to the needs of senior applicants. These are often low to moderate face value whole life insurance policies, to allow a senior citizen purchasing insurance at an older issue age an opportunity to buy affordable insurance. This may also be marketed as final expense insurance, and an agent or company may suggest (but not require) that the policy proceeds could be used for end-of-life expenses.