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Medical Expense Coverage. This coverage pays medical or funeral expenses for you or others injured or killed in an accident while riding or driving in your auto. This includes all necessary and reasonable hospital, surgical, chiropractic, x-ray, dental, professional nursing, prosthetic, and rehabilitation expenses up to the limits of the coverage. It will also cover you or members of your family if you are struck by an auto while walking or while riding in another auto.

Genetic Information. Includes information about family history or genetic test results indicating your risk of developing a health condition. A health plan cannot consider preexisting (and therefore exclude coverage for) a condition about which you have genetic information, unless that health condition has been diagnosed by a health professional.