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Property Damage Liability. Under your property damage liability coverage, your company will pay up to the policy limits for damage you do to the property of another when you are at fault. You must purchase at least $20,000 of property damage liability coverage. This is another at-fault coverage and covers only the property of others and not your own. Higher limits may be purchased at a small additional cost.

Family and Medical Leave Act (FMLA). A federal law that guarantees up to 12 weeks of job protected leave for certain employees when they need to take time off due to serious illness, to have or adopt a child, or to care for another family member. When you qualify for leave under FMLA, you can continue coverage under your group health plan.



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