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Some people transfer assets from their ownership to spouses and/or children. If you are thinking of doing so in order to qualify for Medicaid, you should know that this action may disqualify you for Medicaid assistance. Medicaid has a look back period of 60 months, which allows Medicaid to generally disallow benefits if the transfer of assets took place within that time period.

Preexisting Condition. Any condition (either physical or mental) for which medical advice, diagnosis, care, or treatment was recommended or received within the 6-month period immediately preceding enrollment in a health plan. Pregnancy cannot be counted as a preexisting condition in a group health plan but can in an individual health insurance. Genetic information about your likelihood of developing a disease or condition, without a diagnosis of that disease or condition, cannot be considered a preexisting condition in a group health plan, but can in an individual health insurance. Newborns, newly adopted children, and children placed for adoption covered within 31 days of birth cannot be subject to preexisting condition exclusion periods in individual or group health plans.