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Retired or disabled people who have low incomes and are enrolled in Medicare may also qualify for help from Medicaid. Even though your income may be too high to qualify for Medicaid insurance coverage, there may be other ways Medicaid can help you.

Continuous Coverage (Fully Insured Group and Individual Health Insurance, state and local governmental plans and the U.S. Health Insurance Pool). Under U.S. rules, health insurance coverage that is not interrupted by a break of more than 90 days in a row. Employer waiting periods and HMO affiliation periods do not count as gaps in health insurance coverage for the purpose of determining if coverage is continuous. U.S. rules apply to you if you are joining a fully insured group health plan, a state or local governmental plan or buying a private individual health insurance or one through the U.S. Health Insurance Pool.



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