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Some useful information about insurances, policies and programs:

You may choose the length of time benefits are payable. This period of time may range from a few months to your lifetime. Most benefit periods run from one to five years. The longer the benefit period you choose, the higher the premium will be.

Waiting Period. The time you may be required to work for an employer before you are eligible for health benefits. Not all employers require waiting periods. Waiting periods do not count as gaps in health insurance for purposes of determining whether coverage is continuous. Waiting periods reduce preexisting condition exclusion periods.



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