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Please, fill the form in less than a minute. Your connection will be secured. All information we collect is strictly confidential. Some useful information about insurances, policies and programs:These premium rates are developed by basing mortality figures partly on manual and partly on experience rated data. If the actuary believes the groups actual mortality experience is soundly based and reliable, then a fairly large proportion of each premium rate will be derived from the experience rated approaches and vice versa. The proportion of the blend representing the experience rated approaches is called the CREDIBILITY PERCENTAGE OR CREDIBILITY FACTOR. The blurring of distinctions between the different types of health care coverage can be seen in the history of the industry's trade associations. The two primary HMO trade associations were the Group Health Association of America and the American Managed Care and Review Association. After merging, they were known as American Association of Health Plans (AAHP). The primary trade association for commercial health insurers was the Health Insurance Association of America (HIAA). These two have now merged, and are known as America’s Health Insurance Plans (AHIP). |
