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Please, fill the form in less than a minute. Your connection will be secured. All information we collect is strictly confidential. Some useful information about insurances, policies and programs:If insurance companies try to charge different people different amounts based on their own personal health, people may feel they are unfairly treated. Exceptions to this differential in pricing can be found when an individual (and their dependents) become insured under a pre-existing pool of insureds such as a group of employees insured through their employer. In that instance, the underwriter assesses the financial risk based upon the entire group (sometimes referred to as a 'risk pool'). In these situations, a person with little or no medical expenses in their recent history will pay the same premium cost (and be subject to the same co-pays and deductibles) as someone who has had a large amount of medical expenses in their recent history. Your health insurance cannot be canceled because you get sick. Most health insurance is guaranteed renewable. |
