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Total permanent disability insurance insurance provides benefits when a person is permanently disabled and can no longer work in their profession, often taken as an adjunct to life insurance.

Mechanical breakdown insurance is a type of insurance defined as a contractual undertaking in which a person undertakes to indemnify another for direct or consequential loss caused by the failure or malfunction of a component or system of a motor vehicle whether that loss is to be indemnified in funds, goods, or services in any combination.



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