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If you are not HIPAA eligible, you may have a 12-month pre-existing condition exclusion period when you first enroll in WHIP. When you enroll, WHIP will look back 6 months to see if you had a condition for which you actually received a diagnosis, medical advice, or treatment- or for which most people would have sought a diagnosis, medical advice, or treatment. Pregnancy can be considered a preexisting condition.



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