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Some useful information about insurances, policies and programs:

Collision coverage provides coverage for an insured's vehicle that is involved in an accident, subject to a deductible. This coverage is designed to provide payments to repair the damaged vehicle, or payment of the cash value of the vehicle if it is not repairable. Collision coverage is optional. Collision Damage Waiver (CDW) is the term used by rental car companies for collision coverage.

Good Claims Service. Part of what you should look for when choosing an insurance company should be prompt, courteous service and fair settlement of your claims. Check with friends or neighbors about the service they’ve received from their insurance company.



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